I read all this arguing, then tried it myself for $25000.
Sorry Morgan, but you are outta line. My loan got reported in the first month to TU and Innovis. After 52 days it got picked up by Experian. I averaged the score boost, and it is 82 points. Kinda thought it would be like that, because it was recommended by some pretty good credit guys, and they showed me another report with it on there. I never even talked to Warren, got some other guy, but it was almost all online and fax anyways.
You might want to check to see if the bureaus screwed yours up. Mine's for real. You may need to get a letter to them to make sure they got the right info in your file. Sometimes they get a jacked up social or something, and it keeps your stuff from showing up.
If you need some help with credit bureaus i might be able to get the correction done for you.